I am trying to to get a loan for 1,000 dollars. What lenders are legitimate and reputable for high risk loans or bad credit loans? Do you need a legit loan company for people with bad credit? For people who have low income or on unemployment benefits, you are also welcome to apply for a cash advance online via our loan application form. There are plenty of BBB accredited loan companies that does not go by your credit history, so it is easy to get a loan approved instantly. You are not likely to find banks who can give small high risk loans for people who are unemployed. We suggest installment loan lenders for high risk borrowers and you can choose a loan with payment over several months. This can be a more suitable option, leaving you with more cash from your paycheck for personal expenditure. If you need just a small payday loan while your credit is pathetic, some people who apply can get approved instantly and have the funds wired directly to your bank account immediately. Contac